Hire the Top 3% of Freelance Financial Analysts

Toptal hand-matches top companies with freelance financial analysts and consultants. Hire a freelance financial analyst from Toptal to solve your critical finance challenges and support rapid and scalable business growth.

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Hire Freelance Financial Analysts

Evan Fisher

Freelance Financial Analyst
United StatesFreelance Financial Analysis Since August 29, 2017

Evan is a former investment bank VP offering a simple value prop: better-than-Wall-Street quality documents and advice at a fraction of the price. His work resulted in over $5 billion invested in SMEs by top-tier investors, including a16z, SoftBank, Tiger, and more. He has sat in every seat at the boardroom table as a director, shareholder, executive, and advisor. Evan enjoys helping businesses plan, refine their strategies, prepare for corporate actions, and hone their capital-raising approach.

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Previously at

Minimal Capital

Carlos Barrozzi

Freelance Financial Analyst
United StatesFreelance Financial Analysis Since November 8, 2019

Carlos, a CFA Charterholder, has extensive investment banking and principal investing experience at BofA Merrill Lynch and Resiliens Capital. He has advised and invested in $4+ billion of equity and credit investments across both North America as well as emerging markets. He consults to meet fascinating investors, managers, and entrepreneurs while leveraging his financial expertise to drive value across a variety of unique business problems.

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Previously at

Resiliens Capital

George Mathew

Freelance Financial Analyst
United StatesFreelance Financial Analysis Since September 30, 2019

George has worked on M&A, IPO, and fixed income transactions with a cumulative deal value of $20+ billion at renowned Wall Street banks including Salomon Brothers and Morgan Stanley. A Fulbright scholar, George is active in the fintech startup sector and was on the management committee of Houston’s largest independent bank. At Toptal, he enjoys refining business models and optimizing financing structures to maximize flexibility and profitability.

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Previously at

Morgan Stanley

Aleksey N. Krylov, CFA

Freelance Financial Analyst
United StatesFreelance Financial Analysis Since November 15, 2016

Aleksey served in CFO roles of public and VC-backed private companies. As an investor, he contributed to 25+ private equity deals that have deployed $500 million. He has advised 50+ clients on raising $1.6 billion in equity in the healthcare, consumer, media, software, energy, and industrial sectors. Aleksey enjoys working with officers of early-stage and mature small-cap firms, and he freelances because it exposes him to a wide range of companies.

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Previously at

Ftera Advisors

Juba Tsuladze

Freelance Financial Analyst
United KingdomFreelance Financial Analysis Since February 15, 2017

Juba is the founder of angioClast, a Cambridge-based biotech startup focused on cancer research. Before entrepreneurship, Juba was a seasoned CFO with multi-industry experience and worked on projects, ranging from an equity sale of a $150 million telecom company to a $50 million hotel business turnaround. He joined the Toptal network to resolve diverse FP&A, M&A, buyouts, and strategic analysis challenges.

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Previously at


Bertrand Deleuse

Freelance Financial Analyst
United StatesFreelance Financial Analysis Since January 16, 2019

Bertrand is a 25-year finance veteran with a true 360 experience, honed as an investment banker, venture advisor, project developer, CFO, and expert witness consultant in international arbitrations. He has advised and partnered on over 100 transactions and investment initiatives totaling over $16 billion. Bertrand is a seasoned problem solver and decision-maker with expert facilitation skills. Bertrand advises on M&A, corporate development, venture growth, project development, and financing.

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Previously at

Quadrant Economics

Jeffrey Fidelman

Freelance Financial Analyst
United StatesFreelance Financial Analysis Since September 29, 2016

Jeffrey is a Harvard University graduate who focuses on investment banking for startups and funds, parallel to being a freelance CFO. As an investment banker, he has acted as an interim CFO for 300+ companies and funds. A few highlights of Jeffrey's career outside consulting include being a partner at a VC fund, banking with Morgan Stanley and HSBC, and co-founding a real estate brokerage.

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Previously at

Fidelman & Company

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A Hiring Guide

Guide to Hiring a Great Financial Analyst

No longer are financial analysts siloed off on their own, simply reviewing statements. These days, whether a company is seeking fireproof financials or trying to understand an adverse market trend, financial analysis experts are now placed front and center. Matching financial needs to the right expert can be daunting but this guide lays out the best skills to look for.

Read Hiring Guide

Financial Analysis Hiring Resources

More Resources to Hire Financial Analysts

Job Description TemplateInterview Questions

98% of Toptal clients choose to hire our talent after a risk-free trial.

Toptal's screening and matching process ensures exceptional talent are matched to your precise needs.

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Toptal in the press

... allows corporations to quickly assemble teams that have the right skills for specific projects.

Despite accelerating demand for coders, Toptal prides itself on almost Ivy League-level vetting.

Our clients
Creating an app for the game
Conor Kenney
Creating an app for the game
Leading a digital transformation
Elmar Platzer
Leading a digital transformation
Building a cross-platform app to be used worldwide
Building a cross-platform app to be used worldwide
Drilling into real-time data creates an industry game changer
Drilling into real-time data creates an industry game changer

Martin so far is a complete Rockstar. His first bit of work produced a tool for us to model and forecast our financials and is far and away worth every penny we paid and more. Just thought I’d share that with you.

Pete Pellizzari, CEO

Budder, Inc.

Erik has been an extremely valuable member of our team who has tremendous breath of experience with start ups in our lifecycle phase. What makes his contribution unique and highly effective is not only his excellent financial modeling skills and knowledge, but also the emotional intelligence with which he manages each relationship at Vault, understands our team dynamics, and helps us tackle start up challenges effectively. It is rare to find a part-time consultant who makes you feel like he/she is genuinely invested in the success of your company.

Romy Parzick, COO

Student Loan Benefits, Inc. dba Vault

Toptal has been an incredible key partner for Sidekick. As an early-stage start-up, we’ve leveraged both design and financial talent. The experience has been incredible, with those professionals bringing creativity, expertise, and advice to ensure Sidekick succeeds. My Toptal financial expert helped steer Sidekick’s business model, which resulted in an initial ROI of 650x! My experience with Toptal has given me great confidence in the future.

Doug MacKay, Founder / CEO


Chris was great to work with and was always available on my schedule. His communication skills and personality were a 10/10. His outputs on the project were top notch and allowed us to develop more efficient forecasting and initiative prioritization frameworks. I would definitely use Chris again.

Chris Pozek, CEO

Veterans Rideshare

What really sets Toptal apart is the caliber of finance talent available in their network. I had a very specific and pressing need, and Toptal quickly matched me with the perfect person for the job. The expert produced a thoughtful and robust financial analysis that has ultimately allowed us to forecast and prioritize initiatives much more efficiently.

Chris Pozek, CEO

Veterans Rideshare

Scott had a lot of finance experience which he used to ask the right questions and help us do things more quickly than we would have done without him. The commission model is crucial to us being able to scale, he integrated seamlessly with our finance team and efficiently got us the outputs we needed.

Naushad Parpia, Founder and CEO


I was very impressed with the quality of finance talent in Toptal’s network. Our expert's experience was immediately evident through his insightful questions and the speed at which we could move. Toptal stayed on top of the process from making the match through to the successful completion of the project. I've already recommended Toptal Finance to my network.

Naushad Parpia, Founder and CEO


How to Hire Financial Analysts through Toptal


Talk to One of Our Industry Experts

A Toptal director of finance will work with you to understand your goals, technical needs, and team dynamics.

Work With Hand-Selected Talent

Within days, we'll introduce you to the right financial analyst for your project. Average time to match is under 24 hours.

The Right Fit, Guaranteed

Work with your new financial analyst for a trial period (pay only if satisfied), ensuring they're the right fit before starting the engagement.

Find Experts With Related Skills

Access a vast pool of skilled finance experts in our talent network and hire the top 3% within just 48 hours.


  • How are Toptal financial analysts different?

    At Toptal, we thoroughly screen our financial analysts to ensure we only match you with talent of the highest caliber. Of the more than 200,000 people who apply to join the Toptal network each year, fewer than 3% make the cut. You’ll work with finance experts (never generalized recruiters or HR reps) to understand your goals, technical needs, and team dynamics. The end result: expert vetted talent from our network, custom matched to fit your business needs.

  • Can I hire financial analysts in less than 48 hours through Toptal?

    Depending on availability and how fast you can progress, you could start working with a financial analyst within 48 hours of signing up.

  • What is the no-risk trial period for Toptal financial analysts?

    We make sure that each engagement between you and your financial analyst begins with a trial period of up to two weeks. This means that you have time to confirm the engagement will be successful. If you’re completely satisfied with the results, we’ll bill you for the time and continue the engagement for as long as you’d like. If you’re not completely satisfied, you won’t be billed. From there, we can either part ways, or we can provide you with another expert who may be a better fit and with whom we will begin a second, no-risk trial.


How to Hire a Great Financial Analyst

“Trust-me companies are companies whose financial results gallop ahead of their businesses, companies with seemingly perfect control over their quarterly sales and profits.”
—Alex Berenson, New York Times.

Although used as a cautionary tale, the above quote points to how tricky gaining such control over financials truly is. Finding the right financial analyst can be a major step in that direction.

That can be a tricky proposition as financial analysis has become increasingly refined. The number-crunchers of the past are now taking the job title of data scientists. Applying the scientific method to finance, they test out different hypotheses, whittle down the data, and reach conclusions for any questions a CEO needs answered.

It now takes more than simply having a bachelor’s degree or master’s degree or a certain number of years of experience in the field. The skillsets outlined below provide a strong way to test whether a financial analysis candidate can excel and truly offer you that added value.

Company Strategists

The days of a financial department being siloed are progressively being consigned to the scrap heap of business history.

Companies that do not view their finance hires as integral to future strategy operate at a real disadvantage. This is reflected in the way financial analysts are often company historians, understanding vertical and horizontal trends on financial statements as well as the evolution of different departments.

Such a breadth of vision can be tested in the right candidate with a well-chosen case study.

Q: The client is a multinational firm operating in 25 countries. As payroll costs continue to rise, they are considering pursuing a location strategy by shifting workforce to cheaper areas. However, sacrificing staff efficiency for cost savings is not an option. How would you assess that enough talent is available in the cheaper regions and how much the firm would ultimately save?

Any conclusion here requires a thorough understanding of the company’s trajectory and future objectives.

These issues will require a financial analyst to move across different departments, interviewing managers and department heads. This is the only way the full measure of their recommendations can be understood.

For this particular case, candidates will need to see specific financials and ask very targeted questions, including but not limited to:

  • Which markets that the company operates in offer the most cost-efficient options?
  • Which critical department areas are ring-fenced and cannot be moved?
  • What metrics need to be matched in the alternative markets, besides lower salaries, to consider a move (access to technology, productivity, language skills, cost of training, installation costs, etc.)?
  • How would integration be facilitated if one department, such as IT or accounting, works across a number of countries?
  • Once the departments to be moved are identified, what relevant higher education institutions exist locally to provide a stream of candidates?

Trackers of Influence

Companies don’t operate in a vacuum.

As much as companies may desire a state of isolation from outside influences, great financial analysts understand how external factors affect companies

Real experts will anticipate how changes in the economy or industry will affect relevant businesses.

They realize that political legislation, geopolitical risk, and competitor responses not only have a material impact on businesses but also change how they are perceived by analysts, shareholders, and the general public.

Q: The client is a large mutual fund company. Recently, the Department of Labor (DOL) has delivered its final fiduciary rule. If implemented, the fiduciary rule will likely expedite trends already afoot in the financial industry. As the industry is moving away from brokerage and toward advisory, what does it mean for our company and the industry in general?

Strong financial analysts will recognize that this ruling is a potential game changer that would disrupt the investment management industry. However, no such assumptions are valid until fully verified within the company. As such, the analyst will ask critical questions to other departments to assess the likely scale of this change before creating models.

In an interview setting, the right candidate will rattle off questions that need input from teams across the company, such as:

  • How many and which accounts are we expected to lose due to the rule change?
  • Does the firm have a team in place to manage the new requirements going forward?
  • Has the sales team met with key distribution partners to learn about possible changes to the fund-advisor-distributor relationships?
  • Does the operations team expect a change in mix related to advised and orphan accounts?
  • Are our product capabilities aligned with the new business model once the new rule is implemented?
  • What share classes will grow or decline in the new environment?

This example can also be used as a platform to test the financial analyst’s abilities through a longer assignment. aTo test their abilities further, the analyst should also provide models based on various outcome scenarios and share them with management.

Sticklers For 80/20 Rule

Big data is rightfully celebrated but it can easily lead to data overload.

Good financial analysts know that most results in any particular situation are determined by a small number of causes. They will not allow themselves to get bogged down by useless information or waste time analyzing information that provides very little benefit.

They are fully able to hone in on materiality and have an educated feel for when information is relevant and when it isn’t.

The question below covers one such example:

Q: Your client is a subsidiary of a $20B consumer products conglomerate, specializing in baby products. Sales over the last five years have been steadily growing in North America, and they are now looking to expand internationally. How would you assess whether or not international expansion is a good idea? If it is, which countries offer the greatest five-year revenue opportunity?

Good financial analysts will recognize that a market entry case will have critical data scattered across a number of inputs. They will be on a mission to find certain facts and pull the pieces together.

Financial analysis experts will be able to assess the situation and integrate the findings by focusing on the most relevant questions:

  • What is the annual revenue growth target and a minimum sales target?
  • Does the company have sufficient internal resources to handle this launch?
  • Will the parent company provide any support in regards to capital, production, and distribution?
  • What is the price, volume, and usage by targeted country?
  • Are there any country-specific issues, such as advertising, product name, or perception of product?
  • Are there significant barriers to entry that would prevent the company from ensuring good distribution?

Agents of Change

Financial analysts who want to make the greatest impact must look beyond their strict mission statement.

Experts in this field will come up with innovative ways to tackle difficult questions while constantly inserting themselves in business discussions to assert influence. They live by continuous improvement principles and regularly finding ways to improve upon the current processes and KPIs.

This question provides an example of how financial analysis can be used to answer seemingly unconventional questions that are equally crucial to the business’ long-term profitability.

Q: The accounting team has been unable to consistently close their books on time. In turn, this has delayed the company’s financial reporting process. The CEO believes the answer lies in hiring additional accountants in order to speed up the process. How would you identify if growing the team would actually improve this process and ensure the timeliness of reports? Will this improve the process and timeliness of reports?

Strong financial analysts are expected to never appear happy with the status quo. Their answer to this question needs to show an entrepreneurial spirit, namely a mindset that embraces innovation and critical thinking. A financial analyst should never simply agree with the CEO but be an active agent of change, when necessary.

Questions that showcase this spirit include:

  • How were current accounting processes decided upon?
  • Why are they being clung to if they have demonstrably failed?
  • How could the existing accounting staff be retrained/reorganized to maximize the use of current assets?
  • Has the right technology been leveraged to improve productivity?
  • Can certain reports be eliminated or combined with others?
  • Can certain processes be eliminated, allowing for books to be closed sooner without compromising the integrity of the financials?

The above questions are not enough, however. Financial analysts cannot simply find faults in an established department without providing solutions. The right hires would combine the information gleaned above to rapidly sniff out unnecessary processes and present their recommendations:

Some of the solutions proposed could be:

  • Implement strict cutoff days. Accounting delays can cost a company millions. To remedy this, a financial analyst can suggest a firm deadline, after which reports and invoices can no longer be submitted.
  • Automate. Some companies may feel that a cloud-based software solution is as far as automation should go. But a good candidate will demonstrate technological savviness, such as the ability to sync data between your CRM and accounting software (eg: Salesforce + Quickbooks).
  • Lead from the front. Financial analysts should be expected to have a strong background in accounting. This will allow them to design a training program and lead the adaptation period for existing accountants while facilitating the onboarding for new hires.

Naturally, the level of engagement and the scope of this process will vary depending on whether the financial analyst is acting as a full-time team member or an external consultant. However, the way in which an analyst solves problems is a key component in finding an expert.

Solid Track Record

Influential financial analysts will readily embrace and utilize their analytical skills and experience to find a win for their company, no matter how adverse the situation.

In-depth case studies can be useful to test a candidate’s ability across an entire process, from looking at financial statements, identifying a specific problem, understanding management concerns, isolating the cause and delivering an actionable solution.

Q: The client is a multinational firm with various product lines. After twelve quarters of continued growth, last quarter saw profitability take a sharp dip. The CEO needs to know whether this was due to an operational issue or is an ominous sign of future profitability.

For a complex question like this, strong financial analysts will break arguments into smaller parts, conceptualize ideas, and devise conclusions with supporting financial information. When identifying the main parameters, candidates must leverage their past experience to decide which factors are key to solving the case study.

The right candidate would be expected to apply the following thought process:

  • Identify the main parameters (total revenue, total costs, etc.).
  • Identify factors influencing these parameters (average selling price and volume, fixed and variable costs).
  • Seek to answer the question at the highest level (overarching company strategy, financial history, marketing plans, pricing changes).
  • If unable to do so, narrow down issues by investigating specific product lines or geographic regions to find the root cause.

Let us imagine for this case that the financial analyst concludes that while total margin slightly improved, volume for a high-margin product declined significantly due to a lost customer.

While this is an isolated area, it will lead to an expected continued decline in profitability going forward.

At this point, the candidate’s problem-solving ability again comes into play. The candidate can then detail steps as part of a precise plan of attack:

  • While the root cause of the dip in profits has been identified, a more detailed framework is needed, with the analyst presenting all relevant influencing elements.
  • A qualitative analysis must be recommended to fully understand what led to the issue and how to address it holistically.
  • Specific recommendations need to be made to allow management to understand why the customer was lost, whether it can be regained, what alternative customers could be claimed, what the market perception of the brand is, and more.

For such specific case studies, the industry experience of a financial analyst will shine. While a run-of-the-mill or entry-level candidate can provide general recommendations, someone versed in the nitty-gritty of the retail or pharmaceutical industries will be able to anticipate problems faced by management without being told.

Find the analyst that answers your needs

Good financial analysts that help businesses succeed are made, not born. While financial analysis is a broad field, an expert in the financial analyst role only becomes an expert after crafting a rock-solid track record.

Testing a candidate’s experience is vital, yet brings us to another X-factor. Finding the right person for financial analyst jobs will ultimately depend on a company’s specific needs. It is important to foresee that the crossroads between those needs and a candidate’s relevant experience may be narrow.

If a company is unclear about where a financial analyst can provide crucial added value, the input of any hire may be muddled. Our recommendation: understand fully what a financial analyst can do for you and what profile suits you best before committing to a hire.

This guide should then take you the rest of the way.

Top Financial Analysts are in High Demand.

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